How to Attract an Abundance of Money: Mindset Shifts and Affirmations that Work

What Is an Abundance of Money?

An abundance of money means recognizing that there is more than enough money available in the world.

Wealth is not fixed. It’s something that can grow, expand, and circulate. Money isn’t a zero-sum game. One person’s gain doesn’t have to be another person’s loss. 

When you adopt an abundance mindset, you are motivated to create wealth not only for yourself but also to uplift those around you. You understand that money flows, and by generating wealth, you gain the ability to make a positive impact on others through job creation, inspiring those around you, or donating to causes you believe in.

Written By Tiffany Woodfield, Financial Coach, TEP®, CRPC®, CIM®

What Does an Abundance of Money Mean?

• True abundance includes trust — trusting in your ability to create, attract, and spend money wisely.
• Money is not limited — more can be created through value, innovation, and economic growth.
• It’s not a zero-sum game — one person gaining wealth doesn’t mean someone else must lose it.
• Wealth is created by solving problems — offering helpful services or products adds value to the world.
• An abundance mindset sees opportunity — instead of focusing on lack, it looks for ways to grow and contribute.
• Money flows — it moves through people, businesses, and communities, and can multiply through smart use and investment.
• Having more money helps you create a positive impact — you can support others, fund causes, and create meaningful change.

My Money Mindset Story — From Major Blocks to Abundance

I thought I had an abundant money mindset until I asked myself some tough questions that revealed areas of lack in my belief system. 

I subconsciously believed that wanting more money was bad, and I felt guilty for wanting more money. I viewed it as a dirty word. But, slowly, I started to change my mindset.

Since adopting a positive money mindset, I’ve experienced true abundance. I regularly meditate and journal, focusing on gratitude, believing I can achieve my goals and share my success. 

And I’ve learned that wealth and money are positive forces; it’s how you choose to use them that matters. 

For me, creating and growing my business contributes to the economy, creates jobs and fosters abundance in the universe. And while I still have to “check in” with any money blocks, I can move through them much more quickly and maintain a positive mindset.

So now, over to you…

What if you could buy beautiful things (or experiences) that you love without guilt because your choices create abundance?

For instance, let’s say that you admire a certain designer whose work inspires you, purchasing something from them could serve as a reminder that dreams can become a reality.

However, if you’re spending simply to fill a void or to impress others, that’s rooted in lack, not abundance. And that won’t feel abundant!

Money Matters

In 2021, 11.6% of Americans were living below the poverty line.

That’s 38 million people who were not experiencing financial abundance. During that same year, the GDP was 23.68 trillion dollars. A few years later, in 2024, the GDP was $29.8 trillion. 

As you can see, there’s plenty of money swirling around in the US economy, but not everyone is enjoying the benefits or living in abundance. 

So, what does that tell us?

The money exists. The opportunities exist. 

So, what can you do if you want to increase your financial prosperity?

The key is shifting your mindset and taking actions that allow you to participate in the flow of money.

The same actions will get you the same results. And the same mindset will keep you stuck. But when you believe more is possible — and act from that belief — your financial reality can start to change.

Your Abundant Money Mindset

Building an abundant money mindset requires introspection and honesty as you confront your views about finances. 

Start by asking yourself if you genuinely see money as a force for good. Next, ask yourself how you feel about those who have financial success. 

Do you believe there’s enough wealth for everyone, or do you feel that it’s limited? 

Evaluate whether you have the confidence in your abilities to generate more financial prosperity. If a friend or colleague has a financial win, what thoughts go through your mind? Do you secretly resent them, or can you fully celebrate their success? 

Additionally, consider what lessons about money you absorbed during your childhood. 

These reflections act as a flashlight, shining a light on negative beliefs that may impede your progress. Altering your unhelpful beliefs to foster a positive mindset is essential for creating the financial freedom you desire.

Abundance vs. Lack: Your Money Mindset Matters

Abundance Mindset	Lack Mindset
Believes there’s more than enough money for everyone	Believes money is limited and someone else’s gain is your loss
Sees money as a tool to create, share, and make a positive impact	Sees money as stressful, hard to get, or something to hoard
Inspired by others’ financial success	Feels jealous or resentful when others do well
Views spending as a way to circulate wealth and support others	Feels guilt or fear when spending, even on necessities
Thinks: “I can earn more by creating value.”	Thinks: “I’ll never get ahead no matter what I do.”
Open to learning about money, investing, and earning	Avoids financial topics or feels overwhelmed by them
Uses affirmations and visualization to stay focused on goals	Focuses on worst-case scenarios and financial fears
Feels empowered and in control of money choices	Feels stuck, powerless, or behind financially
Believes money flows and grows through action and intention	Believes money disappears easily and is hard to hold onto

Why Your Mindset Matters for Financial Growth

Your mindset directs your thoughts and, therefore, your actions. 

Your mind is like a radio tower, and when you’re thinking negative thoughts about money, you’re essentially telling the universe to keep things in lack. 

For example, let’s say you subconsciously think, “I will never have enough money, I am bad with money, or money is for other people.” 

You’ll see things that support your beliefs, and your actions will be directed by these beliefs.

How likely do you think it is that you’ll go after a new job opportunity or take a chance on investing in yourself? The answer is: very unlikely. (Unless you can train yourself to take action despite doubts.) 

This is why to have financial abundance, you need a positive money mindset.

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How to Attract an Abundance of Money

Attracting an abundance of money requires that you take action and create value in the world.

You can’t just think positive thoughts and not take action. These eight steps will help you attract more abundance into your life:

1 – Manifesting

Manifesting is bringing your desires and intentions into reality through focused thoughts. This means visualizing yourself having all the money you desire and achieving your financial goals.

2 – Cultivating a Positive Money Mindset

You want to direct your thoughts towards having a positive money mindset. This means telling yourself that money flows and there is more than enough to go around. Repeat how having more money is a positive thing and will help you and those around you. Tell yourself you are a money magnet.

3 – Getting Rid of Money Blocks and Limiting Beliefs

You don’t want to have the parking brake on when you are ready to drive forward to your destination of financial freedom. This is why you need to recognize and get rid of your limiting beliefs and money blocks.

4 – Journaling

Writing down positive affirmations and financial goals and describing the life you want reinforces to your subconscious what you want to achieve. Also, journal about any limiting beliefs or judgments about money that you have. These act as a reminder of what you need to work on improving.

5 – Meditation

Starting a meditation practice of even 5-10 minutes a day can be revolutionary because it allows you to quiet the mind and understand what is happening behind the scenes.

6 – Increasing Your Money IQ

If you want to attract more money in your life, it is a good idea to educate yourself about money. Learning ways to either earn more, either by new job opportunities or earning passive income or how to save more. You want to be smart with your money. You can start by signing up to get my Money Secrets Newsletter!

7 – Doing the Basics (Budgeting, Saving, Investing)

To attract an abundance of money, you will want to make smart decisions about your money. This means understanding how much money comes in and goes out each month, as well as how to begin investing.

8 – Take Action on your desires

It isn’t enough to just sit on your couch and say positive affirmations; you also need to take positive steps towards your goals. These can be small to start, and eventually, you will see how far you have come.

Abundance and Money Affirmations You’ll Love

These are some abundance and money affirmations that I use:

1. There is more than enough money in the universe
2. I am great with money
3. I am very creative and can create the life I want
4. Money flows freely in my life
5. I am a money magnet
6. Wealth is all around me
7. I have a positive mindset, and people can learn from me
8. I am in control of my destiny
9. I deserve financial freedom
10. I will receive unexpected money
11. I love money
12. Money loves finding people who appreciate it and share it
13. I have a healthy relationship with money
14. When I spend money, it helps others in unexpected ways
15. I am financially secure

Say them out loud or repeat them in your mind and see how they make you feel. Often, the statement to which you have the most resistance is the one you need the most. 

How Do Affirmations Work?

Affirmations are positive statements you repeat to overcome your negative beliefs or self-doubt. 

For example, when you say, “I am attracting money,” or “I will live a wealthy life,” you are rewiring your subconscious mind by reinforcing a positive mindset around money. It’s like entering these positive statements as directions into your GPS, with the destination being the achievement of your financial goals. 

It is essential to repeat these positive affirmations if you want to attract more wealth into your life; otherwise, your negative money mindset will continue to hold you back.

Do Affirmations Affect Your Mindset?

Affirmations absolutely affect your mindset because, without using affirmations, your subconscious can be holding you back from being financially free.

When you focus on what you want and believe you can achieve it, you’re more likely to notice ways to make it happen.

How to Stay Consistent with Money Affirmations

To stay consistent with money affirmations, you need to create a routine where you repeat these affirmations daily at the same time.

If it helps, I keep a journal beside my bed as a visual reminder to say my affirmations.

Try Combining Affirmations with Visualization

Using visualization techniques with affirmations can help because you create more of a feeling to support your affirmations. 

For example, if your affirmation is I deserve financial freedom,  then picture yourself experiencing financial freedom. You can visualize yourself having more time to spend doing the things you love, being on vacation, or living in your dream home. Be specific and think about what you are doing and feeling.

Common Questions

Do abundance affirmations actually work?

Yes, abundance affirmations can work by helping you think positively about having enough in your life. They can make you feel more confident and motivated to seek opportunities.

What is an abundant mindset?

An abundant mindset is the belief that there are plenty of opportunities, resources, and good things available in life for everyone.

What are the best money affirmations for a good financial life?

Some great money affirmations for a good financial life include: “I am open to new financial opportunities,” and “I attract wealth and abundance.”

How often should I use money affirmations for abundance?

You should use money affirmations for abundance daily, ideally in the morning or before bed, to help you focus on your goals and stay positive about your financial future. Doing them regularly can make the affirmations more powerful and help you truly believe in attracting wealth.

What is a positive money mindset?

A positive money mindset is the belief that you can achieve financial success by thinking positively about money and your ability to earn it. It means seeing money as a tool that can help you reach your goals instead of something to worry about.

Is it true that money flows to you more freely if you have the right mindset?

Yes, having the right mindset, like believing you deserve success and being open to opportunities, can help you find chances to make money and improve your financial situation. Also, you’re more likely to take actions that lead to better financial outcomes.

What are money obstacles?

Money obstacles are challenges or negative beliefs that make it hard for you to be financially free. These can include fear of failure, not believing you can earn more, or feeling overwhelmed by debt.

Final Thoughts

Shifting to an abundant money mindset isn’t about ignoring reality.

Instead, it’s about choosing to see possibilities where others see limits.

When you believe there’s enough to go around, you open yourself up to creative ideas, new opportunities, and growth. Whether you’re saving, earning, or spending money, your mindset influences every financial decision you make.

The more you trust that money flows and that you can be part of that flow, the easier it becomes to attract, grow, and enjoy wealth. And remember, this isn’t just good for you. It’s good for everyone around you!

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Read More:

💎 80+ Positive Affirmations for Women

💎 How to Change Your Mindset on Making Money

💎 How To Have an Abundance Mindset with Money

💎 What Are Positive Affirmations and Why Are They Important?

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