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Baseline budgeting is a budgeting strategy that uses the previous year’s budget and makes adjustments for the new year.

How should I budget if I have extra money at the end of the month? If you have extra money, the most critical thing you can do is get organized! Start by organizing your spending into categories—cover your needs, set aside savings, and be intentional with your wants.

A solid business budget includes expenses like rent, payroll, and advertising. Review income trends, track cash flow, and use tools like QuickBooks for success.

Line-item budgeting is a popular financial planning method because it itemizes your monthly expenses and income into specific categories.

Budgeting is about learning how to feel empowered when you spend.

The key to successful budgeting is first understanding how you think about budgeting.  

Let’s talk about how to use leftover money in your budget. First, this is a great problem to have!

Learning how to budget money with a spouse who spends too much means talking about money without getting upset.

One of the best parts of budgeting is allocating fun money, which is money you spend on “wants” rather than necessities.

If you want to learn “how to stick to a strict budget when you waste a lot of money,” this post is for you. But remember, the most important part of budgeting is to have the right mindset.