Manifesting Money by Re-programming Your Thoughts to Attract Wealth and Abundance
Written By Tiffany Woodfield, Financial Coach, TEP®, CRPC®, CIM®
When manifesting money, you can use certain words, phrases, or sayings to help re-program your thinking.
My favourite phrase for manifesting money is, “There is more than enough money for me and my family.” It makes me feel abundant and connects me to my family. (They’re who matter the most, after all!)
Just remember that manifesting alone isn’t enough to completely transform your life. You also have to take action. Come up with a plan to help you achieve your goals and dreams, and then act upon that plan. As you move forward, you’ll gain new information and can refine your plan. And remember, manifesting your desires can be part of the plan you create.
As a financial advisor and coach, I work with clients who have accumulated significant assets. But even my wealthiest clients have areas where they can improve their money mindset.
Because here’s the thing: you don’t have to have a “perfect” money mindset or the perfect manifesting phrases to build wealth and feel fulfilled in life.
Instead, you can work on your money mindset, release limiting beliefs, and use manifesting and affirmations while taking concrete action toward your goals. Combine a positive mindset with positive action, and you’ll be able to see positive shifts in any area of your life, including money!

What are some manifesting phrases for money?
- There is more than enough money for me and my family.
- I attract wealth and abundance.
- Money allows me to create value in the universe.
- Money flows to me.
- I love money.
- I have enough money that I can be generous to others.
- I love giving, and I love receiving.
Quick Video: 3 Manifesting Phrases for Money
Having the right money mindset allows you to believe and focus on what you desire. But even wealthy people can feel worried or stressed about money. So what can you do about it? These are three manifesting phrases that I use frequently to shift my mindset around money if I’m struggling with a feeling of lack.
What can I say to attract money?
- I am a money magnet.
- I attract what I think about.
- I deserve money.
- I have more than enough money to share with others.
- I love the freedom money provides for me.
- I am good with money.
- Money allows me to do creative things.
What should I NOT say if I want to manifest money?
- Money is evil.
- Money creates stress in this world.
- Having money makes you a bad person.
- Wanting money in your life means you are selfish.
- People with money think they are better than others.
- I can’t afford that.
- I will never be able to get ahead.
- I am always broke.

How do you write a money manifestation saying or phrase?
First, you need to believe you deserve money.
You must also believe that writing a manifestation for money is good and that you deserve it.
So, for example, if you think money is only for other people and you will never have enough, you must address this limiting belief first. This limiting belief highlights that you have a “lack mentality.”
Remember that often, what you believe will come true. If you have a lack mentality, your mind is working on ensuring you never have enough.
Pretty scary, right?
This is why it is crucial to be intentional and appreciate the impact of your subconscious on your success in creating financial abundance.
The subconscious works in pictures, so if you’re always picturing yourself without enough and thinking that money is evil, it’s as if you’re telling your mind you don’t want more money in your life.
Instead, try to understand if your limiting belief is 100% true.
Be curious and ask yourself these questions:
- Is money evil?
- Is it true I will never have enough?
- Are there situations where money is good and helpful?
- Can I see situations where money supported a person who deserved it?
If you believe money is evil, really question your belief about whether money is truly evil. Ask yourself if it is the person who is evil and whether money is just the tool they have chosen to use.
Is it the chicken or the egg?
Remember, money cannot do anything on its own. Many people have money and do incredible work to impact others positively. At the same time, others use money for evil or their own gain at the cost of others. However, these people were doing this behaviour before they had money. They just used a different tool.
Limiting Beliefs vs. Empowering Money Manifestations
Common Limiting Belief | Reframed Manifesting Phrase |
---|---|
“I’m always broke.” | “Money flows easily into my life.” |
“I can’t afford that.” | “I have more than enough to cover my needs and desires.” |
“Money is evil.” | “Money is a tool I use to create good in the world.” |
“I’ll never get ahead.” | “Every step I take brings me closer to financial abundance.” |
“Wanting money is selfish.” | “I deserve wealth, and I use it to bless others.” |
“People with money think they’re better.” | “Wealth brings out my generosity and creativity.” |
How does manifesting money work?
Manifesting money works because you are programming your subconscious to work to attract what you want.
You are setting a clear intention of what you want to have more of in your life. I recommend that you start understanding that you deserve money and wealth.
Money will allow you to highlight who you are and live the life you are meant to live. With that in mind, you can write down a positive manifestation, such as “Money is coming to me effortlessly.”
Manifesting money causes you to dig deep, explore your relationship with money and set goals.
This is why ensuring you have “cleaned up” your limiting beliefs around money first is essential. Think of money as a magnifying glass that highlights or magnifies who a person truly is and their values.
If you have significant wealth and are on the world stage, everyone will have an opinion and judge your actions. But, we must remember when looking at those who are public figures and wealthy that it isn’t the money that caused these people to be good or bad; it is the money that allowed us to see what they did with their money.
You can choose what you do with your money, so start allowing money into your life.
Quick Video: 3 Steps to Manifest Money (Or Anything Else)
You can use these three simple steps to manifest money or anything else! Make sure you click the subscribe button if you’re YouTube user so you get more of these videos in your feed.
FAQ About Manifesting Money
You can say phrases that remind you money is abundant and available, like “I am a money magnet” or “Money flows easily to me.”
One of my favorites is, “There is more than enough money for me and my family.” It shifts you into a mindset of abundance.
The best affirmation is the one that feels true and inspiring to you. A simple and powerful one is, “I deserve wealth and use it to create good in the world.”

Final Thoughts about Manifesting Money
If your goal is to attract wealth and abundance, you need to start by clearing your limiting beliefs and money blocks. It’s difficult to manifest money or a life of abundance if you have a constant stream of limiting beliefs holding you back.
Clearing your money blocks is one of the most important steps in manifesting money.
Next, use phrases like “There is more than enough money for me and my family,” and “I attract wealth and abundance.” These positive sayings or mantras will help you stay in a positive and helpful mindset.
If you start feeling guilty about wanting more, remember that there’s more than enough for everyone.
Finally, remember that to get what you want in life, you have to take action. Manifesting is the inside piece, but you still need to take action to move toward your financial goals and dreams.
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Related Post:
What Does Manifesting Money Mean?
Manifesting Your Desires: How to Get Started
About the Author

TIFFANY WOODFIELD is a financial coach, cross-border expert, and the co-founder of SWAN Wealth based out of Kelowna, BC. As a TEP and associate portfolio manager, Tiffany has extensive experience working with successful professionals who want to leave a legacy and enjoy an adventurous, work-optional lifestyle. Tiffany combines extensive knowledge from her background as a financial professional with coaching and her passion for personal development to help her clients create a unique path that allows them to live their fullest potential. Tiffany has been a regular contributor to Bloomberg TV and has been interviewed by national and international publications, including the Globe and Mail and Barron’s.